Last updated: 5 May 2025 · Effective date: 5 May 2025
Important: FamilyFolio is a personal financial planning tool, not a licensed financial adviser. Nothing in this service constitutes financial, investment, tax, or legal advice. Always consult a licensed professional before making financial decisions.
By accessing or using FamilyFolio ("the Service"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the Service.
FamilyFolio is operated by an individual based in Australia. These Terms are governed by the laws of New South Wales, Australia.
FamilyFolio is a personal finance planning tool that allows Australian families to track properties, loans, income, expenses, and savings in one place. The Service includes:
The Service is currently in beta. Features may change, and we cannot guarantee uninterrupted availability.
FamilyFolio provides tools to help you organise and visualise your own financial information. Nothing in the Service constitutes financial advice, investment advice, tax advice, or any other form of professional advice.
Any calculations, projections, or summaries generated by FamilyFolio are estimates based on the data you enter and are provided for informational and planning purposes only. They may not reflect your actual financial situation.
Before making any financial decision, you should consult a licensed financial adviser, accountant, or other relevant professional.
You must be at least 18 years old to create an account and use FamilyFolio. By using the Service, you confirm that you are 18 or older and are legally capable of entering into these Terms.
You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to:
We reserve the right to suspend or terminate accounts that violate these Terms.
You own the financial data you enter into FamilyFolio. We do not claim ownership of your data. By using the Service, you grant us a limited licence to store and process your data solely for the purpose of providing the Service to you.
You are responsible for the accuracy of the data you enter. FamilyFolio displays information based on what you provide — we do not verify it against external sources.
For details on how we handle your data, please see our Privacy Policy.
FamilyFolio includes optional features that allow you to share selected financial data with nominated family members. By using sharing features, you acknowledge that:
You agree not to:
FamilyFolio is provided on an "as is" and "as available" basis. We do not guarantee that the Service will be uninterrupted, error-free, or continuously available. We reserve the right to:
We will make reasonable efforts to notify registered users of significant changes by email.
To the maximum extent permitted by Australian law (including the Australian Consumer Law), FamilyFolio and its operator shall not be liable for:
Nothing in these Terms excludes, restricts, or modifies any right or guarantee that cannot be excluded under the Australian Consumer Law.
The FamilyFolio name, logo, design, and software are the intellectual property of the operator. You may not copy, reproduce, or distribute any part of the Service without written permission.
You retain all rights to the financial data you enter. We do not acquire any ownership rights to your content.
You may stop using the Service at any time. To delete your account and all associated data, email hello@familyfolio.app.
We may terminate or suspend your account if you breach these Terms, with or without notice.
These Terms are governed by the laws of New South Wales, Australia. Any disputes arising from these Terms or your use of FamilyFolio will be subject to the exclusive jurisdiction of the courts of New South Wales.
If you have any questions about these Terms, please contact us at:
Email: hello@familyfolio.app
Website: familyfolio.app